You have no idea how happy this comment made me. :)
Truth be told - there's nothing wrong in doing a 9-5 and many people are happy doing that. But it barely leaves you any time to pursue your passion, and that's why, living the freelancer life can be a huge boost.
PS: I love fiction too and I'm soon gonna plan my 2nd novel. I've published 3 books so far - one poetry collection and 2 novellas. My first full-length is with the beta readers.